Tuesday, November 17, 2009

What I Know So Far

I was looking for a scripture to go along with my blog today and ran across Dave Ramsey and he says on his site that there are over 800 scriptures in the bible about money. WOW. But I thought this one was fitting for today.

Proverbs 21:20
There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

Since groceries, gas and everything else seems to have drastically increased in the last couple of years I want to spend what the Lord has supplied us with wisely.

I have tried several different times to figure out how to coupon and to make it work for me. I had one Saturday a couple of weeks ago that I do not have much to do and I ran across couponing and decided that if others can do it and make it work so could I. I did a lot of reading on the internet about how to make couponing work for you. Before I would save a few dollars and would get so aggravated that it was not worth my time and effort.

I am by no means an expert or have it all figured out but I have begun to cut my grocery bill in half. Sometimes a little more and sometimes a little less, but over all at least in half. I'm pleased at this point. I know you are asking how do you do it. so here is just a few basics.

1)Watch the sales(you can't be store specific or brand specific), and watch the Buy 1 Get 1 Free items. They are your friends.
2)When an item is on sale then use your coupon and then you have the item on hand when you need it.
3) I clip coupons from the Charlotte Observer,(I buy 3 on Sundays)ALL You magazine form Wal-Mart has about $50 worth of coupons a month and they are good ones.
4) Bi-Lo doubles coupons up to .60 all the time.(If I cut my bill in half I will drive to Morganton) Harris Teeter and Ingles occasionally triples coupons, they both double with certain limits on them all the time.

Here are some helpful websites I have found that have helped me learn what I do know, although I am still learning much about this new venture. Actually the Lord is teaching me how to spend more wisely and for that I am thankful.

Happy Shopping